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Case Name American Modern Home Ins. Co. v. Fahmian, et al.
Date 04/08/2011
Note A homeowners insurance company is entitled to a $300,000 reimbursement from an insured employer after proving that its policy excluded any coverage for his private business.
Citation G042799
WCC Citation WCC 37422011 CA
Fahmian tendered the matter to his homeowners insurance company, American Modern Home Insurance Company (American Modern), which accepted the defense of the personal injury lawsuit, subject to a reservation of rights. The jury also found that Fahmian did not have sufficient time to make a reasoned reply to American Modern. American Modern did not receive any communication from Fahmian or any attorney purporting to represent him after July 5. Did American Modern expressly notify Sohail Fahmian of American Modern's intent to accept the settlement offer made on behalf of Mr. Rudy Montoya?Co. (1977) 66 Cal. App. 3d 981, 994); because American Modern Home did not give Fahmian a reasonable amount of time to decide, Fahmian is not liable to American Modern Home. "

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