Employer Found Liable for Additional Premium

The South Carolina Court of Appeals ruled that an employer was liable for the payment of additional premiums to its insurance carrier because its workers’ compensation policy was subject to a loss-sensitive rate plan. Case: Ard Trucking Co. v. Travelers Property Casualty Co., No. 2018-UP-010, 01/10/2018, unpublished. Facts: South Carolina provides a workers' compensation insurance market for policies of last resort, generally referred to as assigned risk workers' compensation policies. Assigned risk policies are for high-risk employers who are unable to obtain workers' comp...