Carrier Has Duty to Defend Roofing Contractor From Wrongful Death Suit

A divided federal appellate court ruled that an insurance carrier had a duty to defend an additional insured from a wrongful death action. Case: United Fire & Casualty Co. v. Prate Roofing & Installations LLC, No. 19-3043, 07/30/2021, published. Facts: SparrowHawk LLC owns two warehouses in Illinois. In 2016, SparrowHawk contracted with All Seasons Roofing Inc. to inspect the roofs. Hail damage was discovered. All Seasons was a Tennessee company and did not have an Illinois license to perform the repairs that the warehouses required. It arranged for Prate Roofing & Installa...