Rousmaniere: How Opt Out Fizzled

The workers’ compensation industry has acquired an appetite for public self-criticism. It searches for ways to renew or replace old practices. For many and often contradictory reasons, trust in the system has eroded badly.  So why is opt out, a fresh idea with an actual track record, broadly received with skepticism?  In the 2000s, reputable national employers such as Safeway and Costco embraced opt out in Texas. Their endorsement provided the bridge for the concept to the rest of the country. Advocates began in about 2010 to proselytize beyond Texas. Bypassing...