Industry Insights
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Moore: How Can Workers' Comp Policy Changes Occur? Only One Way. | 08/03/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| Workers' comp policy changes are a part of having coverage in place. I have seen over 300 changes to a policy in one year. Yet, those changes can occur only one way — or are supposed to change using only one method. ...Read More | |||
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Moore: A Workers' Comp Subrogation Crisis | 08/02/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| In our claim file reviews, one area that adjusters seem to constantly miss is the subrogation aspect of a file. If I did not see this as a workers' comp subrogation crisis, I would not write so many articles on the subject. ...Read More | |||
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Moore: Guaranty Funds: Safety Nets for Injured Employees | 07/15/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| Workers' comp guaranty funds become one of the most critical areas for employers, employees and medical providers whenever the unthinkable happens in the claim process. ...Read More | |||
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Moore: Having Field Case Managers Is Still Great Risk Management | 06/29/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| Workers' comp field case managers, also known as rehab nurses, can still be a great risk management method for lost time files. ...Read More | |||
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Moore: Why Don't Loss Run Numbers Match X-Mod Sheets? | 06/23/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| One of the most frequent questions that we have received over the years is why the workers’ comp loss run numbers never match the info on the experience modification sheets. Let's look at three reasons why this happens during a loss run review. ...Read More | |||
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Moore: Medical-Only Analysis: Little Claims That Wreck Budgets | 06/22/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| I have written about performing a medical-only claims analysis quite often in the past. Now that I am reviewing more loss runs, I still see a pattern that may make you rethink your workers' comp loss run reviews. Festering, tiny claims often fly under the radar. ...Read More | |||
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Moore: Budgeting Mistake Made With X-Mods | 05/31/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| A frequent workers' comp budgeting mistake I see at least quarterly is when a low experience modification increases or decreases significantly. Most of the time, the budgeting mistake comes when a lower mod increases to what would be considered another lower mod. ...Read More | |||
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Moore: NCCI Annual Issues Symposium 2022: Day 2 Sessions | 05/24/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| The second day of the NCCI Annual Issues Symposium 2022 started with Bob Hartwig, University of South Carolina professor. Hartwig covers the most data in the shortest amount of time. ...Read More | |||
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Moore: NCCI Annual Issues Symposium 2022: Day 1 Sessions | 05/23/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| The recent NCCI Annual Issues Symposium 2022 in Florida kicked off with my missing some of the morning sessions due to a medical issue. Cristine Pike, communications director at NCCI, was kind enough to keep me up to date on the presentations until I arrived at the conference. ...Read More | |||
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Moore: Is Workers' Comp Insurance Regressive or Progressive? | 03/08/2022 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| We received an emailed question from a junior at a local college: Is workers' comp insurance regressive or progressive, similar to our income tax system? The student was writing a research paper assessing whether workers' compensation insurance was just another tax on employers when ...Read More | |||
