Industry Insights
Moore: Are Workers' Comp Carriers Fined for Never Reporting Data? | 10/12/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
The number of workers' comp carriers fined for late reporting in 2018 and 2019 may surprise you. ...Read More | |||
Moore: Self-Insured Claims Data: Going Beyond a Loss Run | 10/09/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
J&L examines loads of self-insured claims data every month. Some third-party administrators offer loads of information that go beyond just reviewing a loss run. ...Read More | |||
Moore: Whatever Happened to Recorded Statements? | 08/28/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
Not too long ago, workers' comp recorded statements appeared in every file where the injured worker received any type of weekly comp benefits, such as a mailed check. ...Read More | |||
Moore: Subs of Subs Become Employees | 08/21/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
Early in my career, my insurance company employer sent me to what was a whirlwind of legal terms and concepts known as subrogation. ...Read More | |||
Moore: Think Again About Those COVID-19 Numbers | 08/14/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
Many prognosticators and the press have rushed to publish or make sense of any workers' comp COVID-19 numbers, including claim counts and rating information. ...Read More | |||
Moore: Telecommuting Employee Accidents: Risk Management and Claims Nightmare? | 08/11/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
The coronavirus pandemic grew what was a “cottage industry” type job to one of the most popular jobs in existence today. Most telecommuting employee accidents will involve in-home hazards. ...Read More | |||
Mussack: Keep It Simple When Rating Heart Conditions With AMA Guides | 08/04/2020 | ||
By: Tim Mussack | |||
State: CA | Segment: Top | 0 | |||
With more and more applicants pleading internal issues, it’s important for defendants to understand how to properly rate impairment under the AMA Guides. That starts with understanding AMA Guides Chapters 3 and 4, which address the cardiovascular system and disorders of the heart. T...Read More | |||
Moore: Use the 3-3-3 Rule for Efficiency | 07/30/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
The 3-3-3 Rule was invented by me in 1997 to help workers' comp adjuster communications become more efficient and effective. The rule still applies — even more today in the age of social media. ...Read More | |||
Moore: Workers' Comp Premium Refunds Due to COVID Crisis | 07/17/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
Some of the most common questions we've received since March from employers include: Are carriers providing workers' comp premium refunds due to the COVID crisis? Is there a formula to know how much we are receiving? Are states mandating carriers to provide refunds? Wh...Read More | |||
Moore: Large-Deductible Workers' Comp Policies: Paying 50% of Expenses? | 07/06/2020 | ||
By: James Moore | |||
State: NA | Segment: Top | 0 | |||
We often perform workers' comp policy reviews as part of our premium reduction consultant services. Large-deductible workers' comp policies usually have a deductible amount ranging from $100,000 (the minimum) to $5 million. ...Read More | |||