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Case Name | Koch v. Markel Insurance Co., et al. | |
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Date | 01/26/2011 | |
Note | The owner of an auto repair shop sufficiently alleged a number of causes of action against his broker and business liability insurer for a coverage gap that left him uncovered against a personal injury suit. | |
Citation | B213610 | |
WCC Citation | WCC 37062011 CA |
-------------------------------------------------------------------------------- NOT TO BE PUBLISHED IN THE OFFICIAL REPORTS WOODS, J. Blake Koch sued his business liability insurer, Markel Insurance Company (Markel), for refusing to defend or indemnify him in a personal injury lawsuit. Kopstein told Koch that he wanted to sell Koch insurance coverage for Koch's new business and property and represented to Koch that selling garage policies was a specialized area of insurance in which he and Blum were well qualified because of their extensive experience. Had the Blum Defendants advised Koch that he required different or additional coverage, Koch would have purchased it. B. Koch Divides His Business In early 2003, Koch sought to expand his business by purchasing another garage called Adair's Automotive. After Markel denied coverage, Koch asked Kopstein what had gone wrong, and Kopstein replied it appeared Koch had bought the wrong policy.
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