Carrier Not Liable for Claim Because it Had Canceled Coverage for Non-Payment of Premium

A Louisiana appellate court ruled that an insurance carrier properly canceled its coverage to an employer for the non-payment of premium prior to a worker's accident, and so the carrier owed no coverage for that accident as a matter of law. Case: Peters v. Ray-Bar Construction, 03/31/2016, published. Facts: John Peters suffered an on-the-job injury on Jan. 24, 2013 while working for Ray-Bar Construction. He filed a workers' compensation claim, which Ray-Bar tendered to its insurance carrier, the Louisiana Workers' Compensation Corp. LWCC denied coverage for the claim, asserting ...