Judge Tosses Employer's Claims Against Carrier That Refused to Cover Accident

A federal trial judge ruled that an insurance carrier properly denied coverage for a worker’s out-of-state accident, since the policy had not extended coverage there. Case: Accident Fund Insurance Co. of America v. Custom Mechanical Construction, No 3:16-cv-00251-RLY-MPB, 01/16/2018. Facts: Custom Mechanical Construction is an Indiana-based mechanical contractor but is authorized to do business in Kentucky. Ever since the company was established in 2005, it has used the Schultheis Insurance Agency as its insurance agent. Schultheis procured workers' compensation insuranc...