Insurers Say Premium Discounts to Bolster Public Policy Are Inappropriate

Insurers say a new Georgia law that provides for discounts on workers’ compensation premiums for employers with work-based learning programs is the latest example of lawmakers inappropriately using the rate structure to mold public policy. Credits or discounts for drug-free zones, safety or other loss-avoidance programs allow employers to double up on premium reductions, insurers say. “As a general matter, we have opposed premium credits, be it for this type of workplace learning or other programs based on the fact that we believe any improvement in safety is going to come ou...