In a case of first impression, the Michigan Court of Appeals last week ruled that an employer could avoid civil liability for a worker’s on-the-job accident after its comp insurance was canceled, by making a late payment to get coverage retroactively reinstated.
While the Michigan Workers' Disability Compensation Act requires employers to maintain insurance coverage and pay benefits to injured employees, the court said there’s no requirement that the employer actually have insurance at the time the employee gets hurt. So long as the employer gets coverage and the employee...
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