Automobile Liability Carrier Can't Avoid Coverage for Accident

The U.S. 4th Circuit Court of Appeals ruled that an automobile liability insurance carrier could not avoid responsibility to cover a third-party user of an insured vehicle who caused personal injuries to an employee of an insured. Case: United Financial Casualty Co. v. Ball, No. 18-1657, 10/30/2019, published. Facts and procedural history: Rodney Perry hired Milton Hardware LLC to perform construction work on his home in Milton, West Virginia. While a constriction crew was at work at his house, Milton Hardware's owner asked Perry to move one of the company's trucks out of the dr...