NCCI Cautions Against Using X-Mod as Safety Comparison

Virginia lawmakers passed a bill last year that says contractors can’t be required to submit their experience modification rating in order to bid on construction projects. But such an approach is not universal. And more than a year after House Bill 1108 was signed into law in Virginia, the National Council on Compensation Insurance is still trying to get the word out that the experience modification rating, also known as the E-mod, X-mod or EMR, is not a good way to measure an employer’s safety record. “It’s not appropriate to use E-mods to compare the r...