Reaffirming his instruction that it remains California's "insurer of last resort," Commissioner John Garamendi directed the State Compensation Insurance Fund (State Fund) to ease access requirements for small employers who pay $25,000 or less in estimated annual premium (EAP) seeking workers' compensation coverage.
"Small employers have few options for coverage in the current market and should not be forced to undertake laborious and time-consuming processes before being allowed to apply at State Fund," said Garamendi. "Therefore, I am directing State Fund management to eliminate its requir...
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