When employers are self-insured or retain risk associated with their workers’ compensation program, it is easy for collateral costs to spin out of control. It is essential that risk managers and claims examiners understand the collateral process in order to make appropriate, conscious and f...Read More
The U.S. Food and Drug Administration (FDA) has acknowledged that prescription drug overdoses are now the leading cause of injury-related death in America, surpassing auto accidents. Couple that with the agency's approval last October of Zohydro ER, the first pure opiate painkiller, and you begi...Read More
In Florida, workers get injured, employer/carriers' pick the doctors, and those physicians recommend and provide the medical care. This is not the paradigm in all jurisdictions across the country. There are "patient choice" jurisdictions in which the injured worker has more control of physician ...Read More
By Barry Zalma
As you read through this rather long edition consider the fact that convictions for insurance fraud vary from terms of as little as a few days to 25-years in prison.
This is ridiculous. It is essential if there is to be an effective anti-fraud campaign it is nece...Read More
Zero Culture Begins at the Top: Part 3
"Bottom-Line Benefits of Zero Culture"
By Brent Heurter
Part 3 of a 3-part series
In Part 1 of this series, we introduced the concept of Zero Culture: a revolutionary mindset in which the top executive takes control of wo...Read More
Zero Culture Begins at the Top: Part 2
"The Building Blocks of Zero Culture"
By Brent Heurter
Part 2 of a 3-part series
In the first article, we discussed how change is driven from the top down. Companies that are able to achieve Zero Culture are those whose top exec...Read More
"The Courage to Change"
Part 1 of a 3 part series.
Once we find our comfort zone, we tend to stay there. That's because change can be hard. Change involves planning, risk, and work. And it's simply easier for people to keep repeating the same old patterns-even if they no...Read More