Industry Insights
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Moore: Post-Pandemic Payroll Effect Causes Higher Premiums | 01/19/2024 | |
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| By: James Moore | |||
| State: NA | Segment: NATIONAL | 0 | |||
| One of the most popular questions we have received since early last year concerns the spike in experience mods, also known as E-mods or X-mods. One of the most common factors that J&L has seen over the last few years is the post-pandemic payroll effect. Yes, I just coined that term...Read More | |||
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Moore: 2024 Self-Insured Resolutions | 01/12/2024 | |
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| State: NA | Segment: NATIONAL | 0 | |||
| These 2024 resolutions for self-insureds should start with examining the 2023 resolutions. Every year, we hear from the self-insured article and newsletter readers reminding me to update last year’s resolutions. ...Read More | |||
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Moore: Workers' Comp Resolutions for 2024 | 01/08/2024 | |
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| By: James Moore | |||
| State: NA | Segment: NATIONAL | 0 | |||
| This year's workers' comp resolutions come from the 2023 resolutions. ...Read More | |||
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Moore: Time to First Medical Care | 12/22/2023 | |
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| By: James Moore | |||
| State: NA | Segment: NATIONAL | 0 | |||
| I received a note that the Workers Compensation Research Institute will host a webinar on Jan. 11 covering the time to first medical care and its effects. ...Read More | |||
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Moore: A Few Suggestions for Post-Pandemic Workers' Comp Budgeting | 12/21/2023 | |
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| By: James Moore | |||
| State: NA | Segment: NATIONAL | 0 | |||
| In a Zoom meeting with a client, the CFO had thought about the best way to set the company’s workers' comp budget. The CFO had set the budget for pre-pandemic numbers (2019) with an added percentage for increases in wages. The client was in a large-deductible program....Read More | |||
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Moore: Golden State's Economic Impact on Workers' Comp | 12/11/2023 | |
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| By: James Moore | |||
| State: CA | Segment: WEST | 0 | |||
| I viewed the WCIRB California Economic Impact on Workers' Comp presentation on Wednesday. I miss the in-person presentations. ...Read More | |||
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Moore: Workers' Comp Premium Audit Guide for Employers | 12/05/2023 | |
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| By: James Moore | |||
| State: CA | Segment: WEST | 0 | |||
| A California workers' comp premium audit guide showed up in a peculiar place. ...Read More | |||
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Moore: Is a Workers' Compensation Policy a Contract? | 11/14/2023 | |
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| By: James Moore | |||
| State: NA | Segment: NATIONAL | 0 | |||
| We received this question on the similarities or differences between a workers' compensation policy and a contract a few weeks ago. Every so often, J&L receives a few basic questions on workers' comp that I should write more explanations or back-to-basics articles. ...Read More | |||
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Moore: Are Alternative Workers' Comp Insurance Programs Great Choices? | 11/10/2023 | |
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| By: James Moore | |||
| State: NA | Segment: NATIONAL | 0 | |||
| One of the most popular consultant assignments we receive starts with a question such as in the headline above. Alternative workers' comp insurance programs flourish just after a recession starts or when businesses are booming. So many articles on alternative programs to voluntary w...Read More | |||
| More: To Revert or Not to Revert, That Is the Question | 10/24/2023 | ||
| By: Keith More | |||
| State: CA | Segment: Top | 0 | |||
| The legal definition of “reversion” is the right, especially of the original owner or his heirs, to possess or succeed to property on the death of the present possessor or at the end of a lease. While the origin of the word “reversion” comes from both the Latin word &...Read More | |||
