Industry Insights
| Mussack: Keep It Simple When Rating Heart Conditions With AMA Guides | 08/04/2020 | ||
| By: Tim Mussack | |||
| State: CA | Segment: Top | 0 | |||
| With more and more applicants pleading internal issues, it’s important for defendants to understand how to properly rate impairment under the AMA Guides. That starts with understanding AMA Guides Chapters 3 and 4, which address the cardiovascular system and disorders of the heart. T...Read More | |||
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Moore: Use the 3-3-3 Rule for Efficiency | 07/30/2020 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| The 3-3-3 Rule was invented by me in 1997 to help workers' comp adjuster communications become more efficient and effective. The rule still applies — even more today in the age of social media. ...Read More | |||
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Moore: Workers' Comp Premium Refunds Due to COVID Crisis | 07/17/2020 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| Some of the most common questions we've received since March from employers include: Are carriers providing workers' comp premium refunds due to the COVID crisis? Is there a formula to know how much we are receiving? Are states mandating carriers to provide refunds? Wh...Read More | |||
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Moore: Large-Deductible Workers' Comp Policies: Paying 50% of Expenses? | 07/06/2020 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| We often perform workers' comp policy reviews as part of our premium reduction consultant services. Large-deductible workers' comp policies usually have a deductible amount ranging from $100,000 (the minimum) to $5 million. ...Read More | |||
| Moore: Pending Post Coronavirus Return to Work Issues — Top 10 Preparations | 05/04/2020 | ||
| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| Coronavirus return to work issues will become the buzzword phrase in workers comp over the next few months (rightfully so). Any references to a return to work mean all employees except for #9 below. ...Read More | |||
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Moore: WCIRB X-Mod Decision Gives Employers COVID Reprieve — Sort Of | 04/22/2020 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| The Workers' Compensation Insurance Rating Bureau experience modifier decision this week should provide employers somewhat of a break for incurring COVID-19-related claims. ...Read More | |||
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Moore: COVID-19 Compensability Conundrum: Who's Covering What? | 04/15/2020 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| The COVID-19 compensability conundrum will arrive later this year when workers' comp claims adjusters have to make difficult and complicated decisions. ...Read More | |||
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Moore: Workers' Comp Medical Network Penetration Increases Utilization Costs | 04/03/2020 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| A recent National Council on Compensation Insurance study indicates that a higher workers' comp medical network penetration rate results in a higher rate of utilizat...Read More | |||
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Moore: Avoiding the Recycle Button in Workers' Comp Content | 02/26/2020 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| Creating new and interesting workers' comp content becomes more of a challenge with every article. ...Read More | |||
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Moore: 2020 Workers' Comp Resolutions: Starting With a Clean Slate | 12/16/2019 | |
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| By: James Moore | |||
| State: NA | Segment: Top | 0 | |||
| Your 2020 workers' comp resolutions begin with the obvious: Start the list now in late 2019. I usually build off the previous years’ lists. ...Read More | |||
