Comp Carrier Can't Cancel Employer's Coverage After Worker's Fatal Car Accident

The U.S. 8th Circuit Court of Appeals last week ruled that a workers’ compensation insurance carrier could not cancel a policy that provided duplicative coverage in effect at the time of an employee’s fatal car accident. Paul and Angela Hoeckele operate Hoeckele's Bakery in Perryville, Missouri. In the summer of 2013, the Hoeckeles had a workers’ compensation insurance policy with The Hartford Accident and Indemnity Co. Angela Hoeckele completed a renewal application and paid the premium for a new policy to run from July 20, 2013, to July 20, 2014. A few weeks later, ...