Experts See Big Comp Implications in Proposed Elimination of 'Reverse Offset'

An obscure item in President Trump’s budget would potentially have a big impact for workers’ comp payers: A proposed elimination of the so-called reverse offset in benefits for those who are receiving both work comp and Social Security Disability. In most states, if an injured worker is receiving more than 80% of pre-injury wages from the combination of workers’ comp and Social Security Disability Insurance, the SSDI benefits are reduced to bring the benefit amount below the cap. But in the reverse offset states, workers’ comp benefits are reduced rather than SSDI paym...