Carrier Can't Be Liable for Agreed Judgment When Employer Never Demanded Coverage

A federal appellate court ruled that an injured worker could not collect an agreed judgment against his employer from its insurance carrier when the employer had never requested a defense or indemnity. Case: Moreno v. Sentinel Insurance Co. Ltd., No. 20-20621, 06/02/2022, published. Facts: In July 2016, Osman Moreno worked as a painter for N.F. Painting Inc. on a project undertaken for Beazer Homes Texas. Moreno fell from a ladder and sustained serious injuries. Procedural history: In November 2016, Moreno sued N.F. Painting and Beazer Homes for damages in Texas state court. N.F....