Opt Out: A Painful Reassessment

Two sessions on opt out at the National Workers' Compensation and Disability Conference this month showed this movement is at a crossroads. The advocates can decide whether their idea is a serious advance in injury risk management at a time ripe for change or an elaborate ruse to shed social responsibility. Since the first attempt to expand outside Texas, in 2012, the advocates have had plenty of opportunity to show their stuff. I wrote an in-depth study about opt out, which I have all along viewed as a compelling alternative to our current sclerotic century-old system...