Carrier Has No Duty to Defend Employer Against Worker's Civil Suit

The New Jersey Supreme Court ruled that an insurance carrier had no duty to defend an employer from a worker’s civil suit. Case: Rodriguez v. Shelbourne Spring LLC, No. A-39, 12/12/2024, published. Facts and procedural history: Dionicio Rodriguez worked for SIR Electric LLC. The company had a workers’ compensation and employers’ liability policy from Hartford Underwriters Insurance Co. The first part of the policy provided coverage for “benefits” owed under the workers’ compensation law. The second part provided coverage for “damages because of bodi...