Court Voids Automobile Insurance Policy's Comp Reduction Provision

The Missouri Court of Appeals ruled that the workers’ compensation reduction provision in an automobile insurance policy was void as against public policy. Case: Beaver v. American Family Insurance Co., No. ED114224, 10/27/2026, published. Facts: In November 2023, Zachary Beaver was working in a roadway construction zone when he was struck by an uninsured motorist. Beaver’s employer opened an administrative claim for his work-related injuries, and he received benefits from his employer’s workers' compensation carrier exceeding $500,000. Beaver had an automob...