Sole Proprietor Not Covered by Comp for Injuries From Employee Attack

The Delaware Supreme Court ruled that a sole proprietor was not entitled to coverage under his company’s workers’ compensation policy for his injuries from being attacked by an employee. Robert Bayly was the sole proprietor of Red House Motors and Bayly’s Garage. He purchased a workers’ compensation insurance policy from Federated Reserve Insurance Co. for his employees, and an executive personal liability policy for himself. Bayly was named in the workers’ compensation policy, but only as the sole proprietor of the businesses and not as an employee. Delaware C...