Home Health Becomes Major Cost Driver for Most Severe Claims

Home health services account for more than a quarter of medical spending on $1 million workers' compensation claims, despite representing less than 3% of typical cases, the National Council on Compensation Insurance said in a research brief. On average, home health services accounted for 2% of medical costs across all claims in accident year 2024, while skilled nursing accounted for 0.8%, NCCI said in the brief released Wednesday. However, when the incurred costs exceed $1 million one year after the injury, the projected home health share of medical costs jumps to 20.1%, while skilled nu...