Injury to Employee of Not-Yet-Hired Sub Was Covered by CGL Policy

A carrier's broad, but poorly-worded, policy exclusion was not broad enough to exclude coverage for injuries to a worker who came to its insured's job site to perform a caulking demonstration as a prerequisite to being hired as a subcontractor on the project, a federal appellate court ruled.Case: Atlantic Casualty Insurance Co. v. Paszko Masonry, Nos. 12-2405 and 12-2485, 06/07/2013, published.Facts: Robert Rybaltowski worked for a waterproofing company named Raincoat Solutions, which had submitted a bid to Prince Contractors Inc. to perform caulking work on an apartment building locat...