Self-Insured Group for Horsemen Finds a Winning Formula

By David Dankwa, Senior ReporterIn the topsy-turvy world of California’s workers’ compensation industry, few things are functioning as well as Finish Line Self Insurance Group, the self-insurance program for the state’s thoroughbred horse trainers.It’s a rare success story, considering just a decade ago the only option for horsemen in California was to move out of state to find affordable workers’ compensation.“The workers’ comp rates were going up so high; we had trainers that were paying $40-$50 per $100 of payroll for workers’ comp coverage,&r...