The National Council on Compensation Insurance reported a final workers' compensation combined ratio of 90.6% for calendar year 2025, producing an underwriting gain of 9.4%.
The final pretax operating gain was 18.2%, while the investment gain on insurance transactions was 8.8%. Net written premium for the workers' compensation system totaled $41.6 billion.
NCCI also reported that claim frequency declined 2% in 2025 compared with 2024, while indemnity and medical claim severities each increased 4%.
NCCI said that while it is still early, preliminary analysis through the second quarte...
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