Federal Court Clarifies Comp Offset From Underinsured Motorist Benefits

A federal appellate court ruled that an automobile insurance provider was entitled to offset its coverage obligations for an underinsured motorist claim by what the insured received from a third-party settlement and workers’ compensation. Zhen Feng Lin worked as a delivery driver for Win Win Seafood Wholesale LLC. He suffered serious injuries in a car accident in Chicago in 2017. Lin filed a state court action against Katherine Chickey, the driver who crashed into him. About a month later, he filed a claim under the Illinois Workers' Compensation Act against Win Win. Lin then soug...