Split Supreme Court Says Void Policy Exclusion Can't Limit Liability Coverage

A divided West Virginia Supreme Court ruled that a void exclusion in an insurance policy may not be invoked to limit the amount of liability insurance coverage available to a permissive user of a vehicle. Case: Ball v. United Financial Casualty Co., No. 22-0155, 11/17/2022, published. Facts: On Oct. 25, 2016, employees of Milton Hardware LLC were performing construction work at the home of Rodney Perry. Milton Hardware's owner authorized Perry to move one of its trucks, which was blocking the driveway. As Perry was moving the truck in reverse, however, he accidentally struck Greg Ba...