Auto Insurance Provider Owes No Coverage to Insured's Injured Employee

A Louisiana appellate court ruled that an automobile liability insurance provider had no duty to cover an insured’s employee for his alleged injuries from a motor vehicle accident. Case: Carter v. Blue Hill Specialty Insurance Co., No. 2025 CA 0515, 12/17/2025, published. Facts and procedural history: Deshun Carter filed a personal injury action against Forward Loads LLC and its automobile liability provider, Blue Hill Specialty Insurance Co. He also named Jamar Hooker, Talish Josie Watts and USAA General Indemnity Co. as defendants. Carter alleged that on Jan. 11, 2023, he was a pass...