Moore: Classification by Analogy Can Affect Workers' Comp Rates

The term "classification by analogy" is one of those workers' comp buzzwords that generates a large number of emails and call to us. The term is usually mentioned by a workers' comp auditor or rating bureau. One of the challenges of classification is when there is no direct classification for a business. Sometimes, no code fits.  California’s rating bureau — WCIRB (Workers' Compensation Insurance Rating Bureau)— publishes many great explanations of workers' comp terms, as does the NCCI. The rating bureau has t...