Insurance Carrier Can Reduce PIP Benefits by Amount Worker Got Through Comp

The South Carolina Court of Appeals ruled that an insurance carrier can limit its liability for personal injury protection benefits by including language in its policy reducing the payments by the amount an insured receives from a workers' compensation policy. Case: Cothran v. State Farm Mutual Automobile Insurance Co., No. 5524, 11/22/2017, published. Facts: Wadette Cothran suffered injuries in a car accident, causing her to incur medical bills in excess of $5,000. Her employer’s workers’ compensation insurance carrier later paid all of her medical bills. At the time of her...