STATE FARM FIRE AND CASUALTY COMPANY, Petitioner, v. WORKERS' COMPENSATION APPEALS BOARD and PATRICK A. LEONARD, JR. , Respondents. This case presents the question whether Leonard, Jr. , is a covered employee under the workers' compensation law and the State Farm policy. In January 1989, Leonard, Sr. , and his wife purchased a homeowners policy from State Farm. In October 1994, State Farm admitted that Leonard, Sr. , was insured under the policy. Ironically, it is State Farm, not Leonard, Jr. , that asserts the existence of his 'right' not to be subject to the workers' compensation provisions.

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