Carrier Must Defend Owner, Construction Manager From Worker's Suit

A federal appellate court ruled that a subcontractor’s insurance carrier had a duty to defend a property owner and construction manager from an employee’s claims of negligence. Case: Scottsdale Insurance Co. v. Columbia Insurance Group Inc., No. 19-3315, 08/26/2020, published. Facts: Eduardo Guzman worked for TDH Mechanical. TDH provides heating, ventilation and air conditioning services. TDH bought an insurance policy from the Columbia Insurance Group in 2016. The policy provided that Columbia would pay damages caused by bodily injury. The policy also stated that Colu...