Business Owner's Policy Covered Accident that Killed his Nephew

A business owner who tried to help his nephew by putting his nephew to work in his business, only to have his nephew die in an on-the-job accident, had coverage for this accident through his business owner's insurance policy since his nephew was not his "employee," an Ohio appellate court ruled. Case: Grange Mutual Casualty Co. v. Laughlin, No. 12-CA-0089, 10/08/2013, published.Facts: Patrick Laughlin owned a business building wood furniture and cabinets. He had his 19-year-old nephew, Billy Laughlin, come work with him.Both men were overcome by the fumes of a lacquer spray that Billy...