Moore: A Question for ChatGPT About Minimum Disability Rates

Monday, April 17, 2023 | 0

I decided to try to stump artificial intelligence again by asking ChatGPT a workers' comp minimum disability question. Minimum disability rates have long been a bane of mine. See this article for a well-learned lesson.

James Moore

My question was this: What are minimum workers’ compensation temporary total disability rates? I generated an answer and then regenerated an answer that ended up with the exact same answer without one change. 

Earlier, I asked for some AI assistance with where workers' comp originated. The answer was totally wrong. The question on the beginnings of workers' comp is not an easy one, except that AI should have been able to pull the minimum rate answer, in full.

The correct yet anemic answer 

The minimum workers’ compensation temporary total disability rates vary depending on the state or jurisdiction where the injury occurred. Each state has its own workers’ compensation laws and regulations that set the minimum and maximum compensation rates for temporary total disability benefits.

For example, in California, the minimum weekly temporary total disability rate for injuries that occur on or after Jan. 1, 2022, is $224.58, while the maximum weekly rate is $1,356.19. In Florida, the minimum temporary total disability rate is $20 per day, and the maximum is $1,011 per week.

It’s important to note that these rates can change over time, and you should consult with a workers’ compensation attorney or your state’s workers’ compensation agency for the most up-to-date information on compensation rates in your area.

ChatGPT forgot something

If one is going to talk about disability rates, the explanation of the calculation would have been important. For an uninformed reader with no background in WC, the answer would have been designated a head-scratcher. Was I too picky?

I think not, as you have to include the weekly calculation. 

The minimum disability rate article written by AI will improve over the next few months. I guarantee it.

This blog post is provided by James Moore, AIC, MBA, ChFC, ARM, and is republished with permission from J&L Risk Management Consultants. Visit the full website at www.cutcompcosts.com.