Auto Policy's Provision Allowing UIM Benefits Offset Not Enforceable

The Indiana Court of Appeals invalidated an auto insurance policy’s language allowing for a reduction in payment of benefits to an injured motorist to account for his recoveries from the workers’ compensation system and an underinsured motorist. Case: Kearschner v. American Family Mutual Insurance Co., No. 21A-CT-1888, 07/13/2022, published. Facts: Donald Kearschner suffered injuries in a car accident in August 2017 while in the course and scope of his employment with Wal-Mart. The collision was caused by John Hall, who had an automobile insurance policy limit of $50,000. Kears...