Insurer Can Offset Injured Mail Carrier's Recovery of UIM Benefits

The Minnesota Court of Appeals ruled that in an action by an insured against an automobile insurance provider for underinsured motorist benefits, the carrier does not need to assert a request to reduce damages by the amount that the insured has recovered. Case: Verros v. State Farm Mutual Automobile Insurance Co., No. A24-0743, 09/02/2025, published. Facts: In June 2016, appellant Demitrius Verros was struck by a motorcycle while crossing a street in the course of his duties as a mail carrier. In addition to workers’ compensation benefits, Verros recovered $50,000, pursuant to the...