Carrier Has Duty to Cover Property Owner for Labor Law Claim

A New York appellate court ruled that an insurance company had a duty to provide coverage to a property owner defending against a Labor Law claim. Case: Arch Specialty Insurance Co. v. HDI Gerling American Insurance Co., No. 650203/19, 08/22/2024, published. Facts: SHS Ralph LLC owned a property undergoing construction. It contracted with Thyssenkrupp North America Inc. for the installation of an elevator. Procedural history: A worker was injured on the project and filed a Labor Law action against SHS and Thyssenkrupp. SHS had coverage with Arch Specialty Insurance Co., but Arch contended ...