CGL Carrier Didn't Owe Coverage for Employee's Electric Shock

The Indiana Court of Appeals ruled that an employer’s commercial general liability insurance carrier did not owe coverage for an employee’s injuries from an electric shock. Case: Smith v. Progressive Southeastern Insurance Co., No. 18A-PL-340, 08/31/2018, published. Facts and procedural history: Andrew Smith worked for Don Skelton’s tree-trimming business for a period of about nine years. Skelton provided Smith with all the tools he needed, as well as a pair of boots and two work shirts. Smith was not paid a set hourly rate, but he usually received about $10 per hour in ca...