Additional Insured Not Entitled to Coverage but Gets Defense Costs

The Indiana Court of Appeals ruled that an additional insured on an elevator company’s insurance policies was not entitled to coverage for an employee’s accident, but it could receive an award for its defense costs. Case: Scottsdale Insurance Co. v. Harsco Corp., No. 21A-PL-2483, 11/21/2022, published. Facts: In 2007, Harsco Corp. and PPL Montour Co. LLC entered into a contract to construct and maintain an elevator at a PPL work site. Harsco then subcontracted with Metro Elevator Co. to lease and install the elevator. The contract between Harsco and PPL listed Metro as a third-p...