Demolition Subcontractor's Insurance Carrier Owes No Coverage for Fatal Accident

The U.S. 7th Circuit Court of Appeals ruled that the insurance carrier for a construction subcontractor did not owe coverage for a fatal accident involving two employees. Case: StarNet Insurance Co. v. Ruprecht, No. 20-1192, 06/28/2021, published. Facts: Deerfield Construction Co. was the general contractor on a project to convert a defunct Ruby Tuesday restaurant into a Maggiano's Little Italy restaurant. Deerfield subcontracted with P.S. Demolition Inc. to remove the facade of the restaurant. The terms of the subcontract required that P.S. provide all labor, material and equipmen...