Federal Law Preempts Worker's Claim for Alleged State Insurance Law Violations

A federal appellate court ruled that a worker’s claim that his employer’s health plan administrator violated Illinois law was preempted by federal law. Case: Carnes v. HMO Louisiana Inc., No. 4:22-cv-04179, 08/20/2024, published. Facts: Paul Carnes worked for Consolidated Grain and Barge Co. In 2019, he was diagnosed with and began receiving treatment for degenerative disc disease. HMO Louisiana Inc. was the administrator of Consolidated Grain’s employer-sponsored, self-funded Employee Retirement Income Security Act health plan. It paid for some, but not all, of Carnes&rsq...