Ruling Favors Employers with Tainted X-Mods

A decision by a Department of Insurance administrative law judge gives a partial victory to employers who have been unable to get favorable experience modifications because their insurance carriers went belly up before accurately reporting their loss histories. Chief Administrative Judge Marjorie A. Rasmussen ruled that the Workers' Compensation Insurance Rating Bureau must use Star Roofing Company's 1999 loss data when assigning an X-Mod to the company. Star had wanted to apply both its 1999 and 2000 loss data, but Rasmussen agreed with the rating bureau that the second year data was not r...