Carrier That Misled Insured About Coverage Held Liable for Worker's Claim

The South Carolina Court of Appeals ruled that an insurance carrier was liable for a claim and had misled the policyholder into believing it was covered. Case: Felder v. Central Masonry Inc., No. 5852, 09/01/2021, published. Facts: The AmGuard Insurance Co. issued a workers' compensation insurance policy to Central Masonry covering its operations in Georgia and North Carolina. In August 2015, Central had an insurance broker contact AmGuard about getting comp coverage in South Carolina, as it was scheduled to start a series of jobs in the state. The broker submitted the reques...