Injured Worker Not Entitled to Underinsured Motorist Coverage

The Missouri Court of Appeals upheld a determination that a worker was not entitled to underinsured motorist benefits for an on-the-job injury caused by an inattentive driver. Case: Preston v. Progressive Direct Insurance Co., No. WD86801, 10/29/2024, published. Facts: Robert Preston was walking in a grocery store parking lot when he was hit by a vehicle. The driver was insured by Allstate Insurance Co., which tendered a policy limit offer of $50,000 to resolve any claims he had against the driver. Preston was in the course and scope of his employment when he was injured, and he receiv...