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Industry Insights

Controlling Comp Costs, A Broker Perspective - Part 1 11/08/2003
State: CA | Segment: | 3271 | 0
This is the first of a series of articles providing tips and advice to employers from the insurance brokerage perspective - the level of interaction that is most frequent and common to the employer experience with workers' compensation. The right broker can have a significant impact on the cost of y...Read More
'For Cause' Termination and Rehab 11/08/2003
State: CA | Segment: | 870 | 0
Can an employer use a "for cause" termination to argue that it otherwise would have offered the QIW injured employee a modified or alternative job? "It depends...." In ...Read More
Medicare, Settlement, Set-Asides & Guidance 10/25/2003
State: CA | Segment: | 892 | 0
Medicare and workers' compensation have conflicts in all 50 states. Medicare officials have indicated that money should be set-aside for possible future medical bills, and memorandum issued by Medicare officials provide clear guidance (albeit, perhaps unconstitutional though untested) on what Medica...Read More
Vax-D Alternative to Back Surgery 10/25/2003
State: CA | Segment: | 984 | 0
Vertebral Axial Decompression -- also known as VAX-D -- is a non-surgical alternative to end back pain. This procedure alleviates most of the underlying problems that cause back pain by relieving pressure on vital structures of the spine, including discs and spinal nerves. VAX-D is FDA approved, h...Read More
More Workers' Comp Reform? 10/25/2003
State: CA | Segment: | 836 | 0
Insurance Commissioner Garamendi and a number of prominent legislators are indicating that workers' compensation will be a high priority item on the agenda when the Legislature re-convenes in early January 2004. Governor-elect Schwarznegger has also advised that he considers workers' compensation t...Read More
Common Adjusting Mistakes, Part 5: Earnings 10/25/2003
State: CA | Segment: | 769 | 0
This is the final article in this series of common adjusting mistakes, this time on failure to present evidence of earnings when presenting a settlement with an in pro per applicant for approval. We have reviewed ...Read More
What Would You Do? Part 2 10/25/2003
State: CA | Segment: | 647 | 0
The first part of this article series posited three different scenarios for the small business owner in a "what would you do?" format. While an experienced claims person could...Read More
Will Lien Filing Fees Increase WCAB Costs? 10/11/2003
State: CA | Segment: | 1157 | 0
SB 228 adds Labor Code section 4903.05 to the California Labor Code, effective 1/1/04, providing for a filing fee of $100 for each initial lien: "(a) A filing fee of one hundred dollars ($100) shall ...Read More
Questions on Out of State VT Plans 10/11/2003
State: CA | Segment: | 852 | 0
My June article, which discussed out of state rehabilitation pursuant to Labor Code section ...Read More
Calculating SAWW in Life Pension/100% Awards 10/11/2003
State: CA | Segment: | 3668 | 0
While most of the 2002 amendments to the California Labor Code that peg indemnity to the State Average Weekly Wage (SAWW) don't go into effect until 2006, Labor Code section 4659 contains a little notic...Read More
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