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Industry Insights

Financial Alternatives When You a Work Injury 10/13/2002
State: FL | Segment: | 850 | 0
Workers' compensation is not a financial panacea when you are injured and cannot earn a living. At best work comp financial solutions represent a stop gap measure, and the frank reality of the situation is that if you have not saved up some money in the emergency fund you will find the periodic paym...Read More
Creating Opportunities in Work Comp 10/13/2002
State: FL | Segment: | 714 | 0
In the past we have explored some of the more technical aspects of claims handling. However, a big part of the claims examiner's job is career management. There is a lot of room for growth and expansion in the workers' compensation industry. The workers' compensation employment scene, like other ind...Read More
Work Comp and the ER Doctor Part 3 10/13/2002
State: FL | Segment: | 1174 | 0
In our first article we took a look at the great diversity of workers' compensation cases that the Emergency Room Doctor (ED) sees. Our second article reviewed how work comp systems differ from other systems, and why the ED doctor's first report has such a huge impact on an injured workers' comp cla...Read More
Medicare Set-Aside Trust Part 1 09/30/2002
State: FL | Segment: | 2581 | 0
I. Introduction Over the last decade, much progress has been made in devising of preserving public benefits for disabled individuals. However, scant attention has been given to the special problems of preserving public benefits in the context of worker's compensation settlements. Sett...Read More
Bad Budget Means Seeking Alternative VR Service 09/29/2002
State: CA | Segment: | 844 | 0
California finally has a budget for Fiscal Year 2003!! Good news for the state (we hope!) but not good news for those of us who need to conduct business before the Board or the Rehab Unit. My particular concern is the Rehab Unit, which is losing two Supervisors and seven Consultant positio...Read More
Why Work Comp Costs Are Going Up 09/29/2002
State: CA | Segment: | 1103 | 0
There are several reasons for the sharp increase in workers' compensation insurance costs in California. The California Department of Insurance offers the following reasons why costs are climbing, and probably will continue to climb for some time: 1. One of the main cost drivers in workers'...Read More
Requesting Change of Physicians - Part 2 09/29/2002
State: CA | Segment: | 1683 | 0
In our last article we took a look at the various elements to review before moving forward with a Petition for Change of Treating Physician. Now we will look at the examiner's workflow and...Read More
Work Comp and the ER Doctor Part 2 09/29/2002
State: FL | Segment: | 955 | 0
In our last article we took a look at the great diversity of workers' compensation cases that the Emergency Room Doctor (ED) sees. Now we'll discuss how work comp systems differ from other systems - your understanding of how workers' compensation differs is important not only in how you treat the pa...Read More
Cost of Delay by Txing Dr re Report Born by Carrier 09/15/2002
State: CA | Segment: | 1048 | 0
The injured employee is determined P&S by his/her treating physician on 5/15/02 but the examiner doesn't get the report until 9/15/02. TTD benefits were paid through 9/15/02 so the examiner notifies the employee that TTD benefits will terminate effective 5/14/02, PDA's will commence 5/15/02 and the...Read More
Work Comp and the ER Doctor 09/15/2002
State: CA | Segment: | 923 | 0
In our past articles we looked at Industrial Medical Council Guidelines relative to treatment, and the impact those guidelines may have on reimbursement. Though we stray just a bit here from the topical integrity of that series, the following discussion is of equal importance to those who typically ...Read More
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